Insure what matters
Good for the planet and your Student Union
You’re not running a simple operation. You’re the heart of student life, buzzing venues, fiercely attended events, vital services. And you’re facing a generation that doesn’t just ask questions, they demand answers. Especially when it comes to where their values, like climate action and social justice, meet your bottom line.
Let’s be clear, insurance shouldn’t be quietly undermining progress. It should fund it.
Our Trusted Partners
Why Student Unions Are Choosing Planet Protection
More Than a Policy. It's a Pact.
Planet Protection is the UK’s first ethical insurance company, founded on a simple but powerful truth: the insurance industry is built on premiums where billions are funnelled into the very industries today’s students are fighting against, fossil fuels, unethical ventures and controversial industries.
By switching to our Student Union Combined package, you’re not just getting insurance. It’s about drawing a line in the sand. It’s about actively reshaping what insurance can be, you’re joining a movement to transform how insurance works.
Built Smart. Built for You.
We get student unions. Your challenges are unique, your responsibilities vast. That’s why our coverage is purpose-built:
- Rock-Solid Foundations: Public Liability (£10M), Employers' Liability (including your incredible volunteers and student staff), Material Damage, Business Interruption, Equipment Breakdown. Consider it covered.
- Versatile Cover: Optional extensions for Professional Indemnity (powering your advice services), D&O Liability (protecting trustees and officers), Loss of Licence, Events & Fundraising and Sports & Society activities.
- Protecting Your Entire Ecosystem: From the buzz of student bars to the quiet focus of advice centres, events to admin, we've got it.
The Impact? Real. Tangible. Non-Negotiable.
Meeting Student Expectations
Gen Z isn’t just interested in sustainability; it’s a core belief. 73% factor it into their decisions. Your partnerships speak volumes. Your insurance? It’s time it shouted the right message.
Turn Your Premiums into Planet-Positive Action:
- See Where Your Money Goes: Our insurance builds on the framework developed by Coal Action Network and Insure Our Future to ensure all lines of insurance are vetted.
- Ethically Grounded, Always: Leading the drive to cut off funding for harmful industries, such as fossil fuels, controversial weapons, or the abhorrent practice of migrant detention.
- Proof in the Numbers: Digital impact certificates quantify your contribution to real environmental projects.
- Your Sustainability Journey: Reporting tools that seamlessly integrate with your own environmental metrics.
Fuelling Your Fight for Change:
- Lead by Example: Walk the talk. Your insurance choice demonstrates unwavering commitment.
- Credibility You Can Bank On: Strengthen your position when pushing for ethical investment across the university.
- Direct Climate Action: Your premiums actively contribute to a healthier planet.
- Future-Proofing Your Union: Align with the UK's net-zero targets
Built on Solid Ground. Not Empty Promises.
- Students Organising for Sustainability (SOS-UK): Ensuring our approach resonates with the very students you serve.
- NBS Insurance: With deep expertise in coverage specifically for the nuances of student unions.
- Ecclesiastical: Our capacity provider, renowned for their understanding of the university sector.
Competitive Rates. Uncompromising Coverage.
The Smart Choice Isn't Just Ethical. It's Economical.
Being ethical doesn’t mean breaking the bank. Our Student Union package offers rates that stand shoulder-to-shoulder with the rest, but with coverage designed for you.
Value That Makes Sense
Premiums that compete, coverage that excels.
Your Needs, Your Price
A modular structure ensures you only pay for what your union truly requires.
Clarity, Not Confusion
Simple, transparent policy documents that don't require a decoder.
Support That Gets You
Dedicated claims support from experts who understand the student union landscape
Ready to Make the Switch?
It's Easier Than You Think
Technology That Works
- Seamless Start: An intuitive platform designed with student unions in mind.
- Smart Insights: Intelligent analysis of your current policies and documents.
- Real-Time Impact: Track your environmental contribution with a dynamic dashboard.
- Effortless Reporting: Integrated metrics to simplify your sustainability reporting.
- Always-On Support: AI-assisted claims guidance, 24/7.
A Smooth Transition
- No-Obligation Review: We'll dissect your current coverage, highlighting gaps and opportunities.
- A Proposal Built for You: A customised package tailored to your unique operations.
- We Handle the Heavy Lifting: We manage the paperwork, ensuring continuous coverage.
- Quick Start: Fast onboarding to your digital dashboard and impact tracking.
- Dedicated Partnership: Ongoing support from our student union specialists.
The Time to Act is Now.
Most student unions review their insurance annually, often with the rhythm of the academic year. The sweet spot for exploring your options? About 2-3 months before your renewal date.
A partnership beyond insurance
Join a Community of Changemakers
- B Corp Community: Tap into the power of the growing B Corp movement (we're B Corp Pending!).
- SOS-UK Network: Connect and collaborate with other sustainability-focused institution
- Bankers for Net Zero: Engage with broader initiatives driving sustainable finance.
- Boycott Bloody Insurance Campaign: Be part of a powerful movement demanding ethical practices from the insurance industry.
Empowering Student Officers
- Clear Handover Guides: Explaining your coverage simply and effectively.
- Informative Training Sessions: For new sabbatical teams to get up to speed.
- Easy-to-Share Digital Explainers: For engaging your wider student community.
- Communication Templates: To help you proudly promote your ethical insurance decision.
A Market Ready for Revolution.
The Student Union Advantage: Collective Power
Student unions represent a significant force for change, £10-12M (annually) across 600 UK Unions. By collectively shifting your insurance premiums towards ethical providers, you can drive real industry transformation while securing better, tailored coverage.
The landscape is shifting, and the moment is now:
Limited Ethical Options, Massive Demand
Students are demanding better.
Pressure for Ethical Alignment
It's no longer a niche concern, it's expected.
Market Disruption
Recent acquisitions create an opportunity for fresh alternatives.
Natural Alignment
Our values resonate deeply with student-led organisations.
Testimonials
What Our Partners Are Saying
Student Union President
Midlands University
Commercial Services Manager
Welsh University Union
Request Your Free Coverage Review
Take the First Step Towards Insurance with Integrity
Comprehensive Coverage Comparison
Potential Cost Savings Analysis
Environmental Impact Assessment
A Custom Proposal for Your Union
Join the Movement Today
Contact Our Student Union Specialists
Speak directly with our dedicated student union team:
faqs
Straight Answers, No Jargon.
How does your coverage stack up against traditional insurers?
What makes your insurance genuinely 'ethical'?
We put our money where our mouth is. Your premiums will never be invested in fossil fuels, weapons manufacturers, or migrant detention facilities. We provide complete transparency about where your money goes and actively allocate a portion to environmental projects with measurable impact.
